Many Financial Advisors Ignore the Social Security Topic

David Giertz, the president of Nationwide Financials, feels there is the need for financial advisors to talk about social security to their customers. In an interview with Veronica Dagher, David confirmed that not many financial advisors were doing so.

Importance of Talking about Social Security to Customers

A good percentage of clients who seek the assistance of financial advisor use the plan as part of their retirement process at http://www.whitepages.com/name/David-L-Giertz/Columbus-OH/7x2w2br. This means that social security will take almost 40% of their income which is a significantly huge amount.

If the financial advisor takes her/his time to explain the topic to the client, there is a possibility of helping them save in the long run. For instance, a client who turns on social security at an early age will end up losing $300,000 within 25years. This amounts to at least a thousand monthly which the client would have saved if the advisor took the burden of addressing the issue with them.

Why do Advisors Evade the Social Security Topic?

In a survey on Nationwide of consumers and people who are ten years from retirement was done. It revealed that a big number of advisors ignored talking to their clients on the topic. The study further showed at least 4 out of 5 people opted to change their financial advisor once they realized they avoided this topic.

The social security topic on Facebook is covered in a 2700 pages book, and to some advisors, it will be a daunting task to take the client through the rules. However, for customer retention purposes, it is advisable that financial advisors take the challenge.

About David Giertz

David Giertz became the Nationwide Financial president in 2013. He is also the incumbent head vice president for Nationwide Financial Distribution and Sales at Nationwide Life Insurance Company. David has over 30 years’ of expertise in the financial advice field.

Prior joining Nationwide Financial, David was the FI/WH sales vice president from 2009 to 2013 and held the same position for NF-Bank from 2004-2009. He is a registered broker under FINRA.

Surviving With Wengie

There are a few survival hacks that you can follow that Wengie has posted online. She wants you to know that even the simplest thing that you have on your person can be used for your protection in the event that you fear for your life. They can also be used if you’re stuck in a situation where you need anything from heat to a light source.

 

If you’re ever in a burning building and you’re a female, you can use your bra as a mask. Put the straps around the back of the head so that you have the cloth part of the bra on the face so that smoke or dust doesn’t enter the nose and mouth. Another hack is to burn the food that you have if you’re outside for a while. You could eat half of the food and burn the other half for a heat source so that you stay warm until you’re rescued.

 

You can make a fire out of a water bottle. Use the curved part of the water bottle as a magnifying glass. Focus the brightest part of a beam onto a piece of water or a leaf to start a spark. This might take a little while to learn how to do, but it will usually result in a fire. If you find yourself ever choking you can place a fist on the midpoint of the sternum or fall down hard on your hands on a chair or desk, similar to how someone owuld give you the Heimlich maneuver.

 

Todd Lubar Launches into the Real Estate Industry

Todd Lubar hurled into Real Estate industry in 1995. He has a broad knowledge in business and a desire to help emergent entrepreneurs. Mr. Todd has spent most of his time in developing relationships with financial planners, Real Estate, and insurance agents. He first started as a loan originator with Crestar Mortgage Corporation where he learned the model of conventional Mortgage banking.

In 1991, Todd Lubar joined the Legacy Financial Group, which enabled him to expand his lending capabilities to broker loans to outside investors. His establishment in the Real Estate facilitated the rapid growth of purchasing and selling of properties. He has earned enormous profits from more than 200 transactions. Mr. Todd later decided to take his focus for Real Estate to another level and started up the Legendary Properties LLC, which is a residential development company. See, https://www.tumblr.com/blog/toddlubar.

The opening of the Charter Funding Corporation

According to his crunchbase.com page, continuing his participation in the Mortgage Banking Industry, Mr. Todd Lubar opened Charter Funding. The firm is a subsidiary of the First Magnus Financial Corporation, which is one of the greatest private mortgage companies in the US. Due to vast access to products and programs, Todd was able to expand his business.

Todd’s exceptional experience in the lending market led him in establishing the Legendary Financial LLC; an affiliate of Legendary Properties LLC. The main aim of setting up the company was to provide a commercial source for both individuals and firms. Todd Lubar has raised funds to aid a market of borrowers who would otherwise be disregarded by the outdated lending sources.

The mortgage industry began to make changes in 2007 and 2008. This led Todd in joining other lines of businesses. This included the Automotive Scrap metal recycling enterprise which ultimately led the industry being traded in the public market. In addition to this, he became involved in commercial demolition where he obtained contracts from some of the largest contractors in the country.

Todd Lubar is driven by a motive to continue being a better person and add value to all individuals. Having been a great businessman for many years, Todd was ranked in the top 25 mortgage originators in the country. His vast experience in several businesses has allowed him to understand the factors of enterprise growth and how to excel in all environments. For more information, go to toddlubar.com.

Reference: http://www.instantpeoplefinder.com/people-find/todd-lubar

MB2 Dental Solutions Offer Outstanding Services

MB2 Dental Solutions is a firm for dental practice development and management. As all owners of the firm are dentists, they manage the services in a way that is best for both providers and patients. The firm is fully aware of the needs and challenges of dentists. Therefore, it focuses on the solutions to the problems of dentists so they can focus themselves on the patient care. MB2 Dental Solutions is one of those very few organizations which is serving practice owners and affiliated dentists in many locations. The services include providing help to run practice more efficiently and not compromising on the standards and control of patient care. The most prominent feature of dental offices associated with MB2 is that they maintain hundred percent autonomy. The team of MB2 ensures that every part of the practice is running efficiently.

 

MB2 Dental Solutions believes that patient satisfaction and care is the top most priority. It is the reason why the firm has set the business activities around this priority. A team of experts takes care of all non-clinical matters and management. Dentists can find those tasks burdensome and boring which can consume a lot of their precious time. This practice frees the dental practitioners, and they focus on patient care and dentistry. The non-clinical tasks include compliance, accounting & finance, human resources, credentialing, recruiting, IT, marketing, billing & collections, and training, business development, and procurement. As a result, the associated dentists take full advantage of the firm’s network that offers career growth opportunities, mentoring, and learning. The dentists associated with MB2 can progress in their career due to the affiliated offices of the firm which continuously improves their skills.

 

The vision of MB2 Dental Solutions is to provide a community of dentists which do their best to provide outstanding dental care to patients. Dr. Villanueva is the Chief Executive Officer and Founder of the firm. He came up with this idea as he was frustrated by all the problems of Group Practice and Sole Practice. He wanted to develop a model which would allow dentists to focus on their work yet enjoy all the profitability and benefits of the business. His vision was to combine the good characteristics of group practices and sole practices and get rid of bad characteristics. In 2009, he founded the MB2 Dental Solutions, and today the firm has more than sixty affiliated dental offices and more than seventy-five employees.

Storied History of Arthur Becker

Arthur Becker is the Chairman and Chief Executive Officer of Zinio. Zinio is a distribution service for digital magazines; the company offers more than 5,500 magazines to internet connected readers from a broad range of publishers, including NY Mag. Becker was formerly the CEO of NaviSite, a technology and applications business until the company was sold to Time Warner in 2011. Along with his duties at Zinio, Becker acts as a private investor in the real estate and the technology markets.

Becker had an interval in his life that was worthy of a fairy tale. He met and fell in love with the famous fashion designer Vera Wang. The couple led a privileged life and adopted two children after it became apparent that Wang could not conceive. Becker, himself, was in and out of the celebrity spotlight, He was a director from 1987 until 1993 at Bear Stearns & Company. Later he founded and was a board member at ClearBlue Technologies, Inc.

Just within the past year, Becker purchased an additional three adjacent Soho town homes on Sullivan Street. Each unit is 6500 square feet. According to TheRealDeal.com, Becker has invested $500 million in real estate located in New York through his Atlantic Investors LLC. Becker plans on making one of these properties his personal residence and possibly selling or leasing the other three townhouses.

The life of Arthur Becker has been filled with numerous business and personal successes, and the chance meeting with Vera Wang at the U.S. Open Tennis Tournament in New York City began an enchanting section of his life. When two powerful people begin a life together, there is no telling where it might lead. In the case of Arthus Becker and Vera Wang, it brought love and achievement to the couple for many years of marital bliss.

Source: http://fashionista.com/tag/arthur-becker

 

The Accomplishments of Vijay Eswaran

Vijay Eswaran is the Executive Chairman as well as co-founder of the QI Group of Companies. The QI Group is an e-Commerce based conglomerate. It was co-founded in 1998 by Mr. Eswaran. The QI Group’s businesses are diversified into the following:

* Telecommunications

* Retail and direct sales

* Luxury and collectibles

* Lifestyle and leisure

* Training and conference management

* Education

* Logistics and property development

Vijay Eswaran finished his higher education in leading universities in the USA and the UK. He has an impressive track of working for top companies, such as IBM. While working for those companies, the positions he held were very responsible in the US, Canada, Australia, and Europe. He did this before returning to Asia in the early 1990s. This is when he made up his mind to become an entrepreneur.

He found a direct selling and training company on the-v.net in 1998 with a team of like-minded individuals. Vijay led that team to the success the company has grown into today. It is known as the multi-business conglomerate called the QI Group. This conglomerate is 18 years old. It has regional offices in Thailand, Singapore, Hong Kong, and Malaysia.

Read more: Dato’ Sri Vijay Eswaran Speaks At World Economic Forum 2016

Motivational speaking is one of the things he is highly respected for. He gives lectures all over the world on a variety of subjects. Those subjects include business and spirituality. Vijay has spoken at management and leadership forums on YouTube, leading universities, and Commonwealth Business Forums.

The QI Group has a Corporate Social Responsibility arm. It is called the RYTHM Foundation and has been established by Mr. Eswaran as well. This foundation is involved in philanthropic activities all over the world. Vijay Eswaran has also established RF’s local chapter in Malaysia in his Father’s honour called the Vijayaratnam Foundation. It works with local NGOs as well as other charitable organizations on different projects for the following:

* Youth development

* Special education

* Women empowerment

* Child mentoring

In 2011, he was named in Forbes Asia’s yearly list of Heroes in Philanthropy. There was lifetime achievement award in Regional Philanthropy also awarded to Vijay. Mr. Eswaran is a best-selling author as well. He has penned a highly successful book called In the Sphere of Silence. This is a book on life management. It has been hailed widely in various countries in different languages. He has three more books that he wrote as well. Vijay also contributes regularly to newspaper columns in Malaysia and Sri Lanka.

Breathe Easy At The Lung Institute

The Lung Institute is committed to regenerative medicine with the use of stem cells. The Institute offers stem cells as an effective treatment method for lung diseases. Before stem cell treatment was available, patients who suffered from chronic obstructed pulmonary disease, interstitial lung disease or pulmonary fibrous had few treatment options, and they all came with life impairing side effects. Drs. Jack Coleman and Sreedevi Marakatham use autologous stem cells from the patient’s body to ease the symptoms of respiratory issues and address the progression of disease.

There are two treatments performed at the Lung Institute, and both are considered safe and effective. Stem cells are delivered either by venous or bone marrow treatments. Both options are minimally invasive, so treatment is on an outpatient basis and usually takes three consecutive visits that last approximately four hours each . Every patient is screened,and treatment is recommended based on their current condition and overall medical history.

According to this lifestylesafter50.com article, the process of harvesting stem cells involves taking a small amount of blood or bone marrow from the patient, mechanically separating the stem cells from the other cells in the sample, and returning the concentrated stem cells to the patient. When the patient’s stems cells are re-introduced into the body, the return to the lungs which promotes healing and lowers inflammation

There is a no-risk free consultation for patients wishing to investigate the benefits of stem cell therapy. Typically, the consultation occurs in the office, but it is possible to conduct a phone consult in the event that travel is not possible. The Lung Institute also offers frequent online webinars for patients who want to consider all the information before scheduling a consultation. If it is determined that stem cell treatment is a helpful option, an in office appointment will be scheduled along with follow-up treatment. Follow-up treatment ensures that patient progress with breathing and physical activities is tracked and kept in line with medical protocols.

The Lung Institute is locations in Tampa, Scottsdale, Dallas, Nashville, and Pittsburgh. Read more about stem cell therapy on hawaiinewsnow.com.

The Lung Institute’s Facebook: https://www.facebook.com/LungInstitute/

Williamson County Gets Solutions from Transit Experts on Dealing with Traffic

A majority of the transit discussions held at the Austin area mostly focus on it. However, a recent Williamson County Growth Summit discussed about the challenges in transportation based on the requirements of the suburban communities in the region. The panel involved in the discussion included Mike Heiligenstein, executive director Central Texas Regional Mobility Authority, Joseph Kopser, founder RideScout LLC, Leandre Johns, Uber Technologies Texas external affairs director and Jared Ficklin. Jared is from ArgoDesign and is a product designer focused on transportation. Jared has proposed the construction of an aerial gondola system for the Central Austin area. The event took place at Sheraton Georgetown Texas Hotel & Conference Center. The discussion mainly focused on the changes technology is bringing to the Austin area and in the world at large.

 

 

New Technologies

 

 

Mike Heiligenstein noted that the new technologies like ridesharing apps and driverless vehicles will transform the transport infrastructure but Austin area will still need to invest in this sector further. Mike held the opinion that the roads in Austin area have to be developed to add to the number and make them smarter. He added that this would be the best option to satisfy the demands of the fast increasing population in the area especially in the suburbs like Williamson County.

 

 

Steps to be taken by Policymakers

 

 

Ficklin stressed on the importance of ensuring land-use and building codes remain flexible. He was responding to a question asked by Alan McGraw, the Round Rock mayor and panel moderator on how the policymakers ought to prepare to curb future transportation needs. Ficklin addressed the issue of autonomous vehicles requiring roads and parking garages. He stated that the future garages will measure five feet tall, just an inch taller than the vehicle and have multiple levels. That does not fit into any present building codes and hence the need to ensure their flexibility.

 

 

About Mike Heiligenstein

 

 

Heiligenstein is the executive director of CTRMA (Central Texas Regional Mobility Authority) in Austin, Texas. Mike has worked with the authority since it was incepted and was in charge when it completed its first development project, 183A based in Williamson County. This was the first project to change to an all-electronic cashless method of toll collection. Mike is the current International Bridge, Tunnel and Turnpike Association president and serves on the Texas A&M Transportation Institute’s advisory Board. He also works with a number of working groups and committees that deal with transportation-related issues.

 

 

About CTRMA

 

 

CTRMA is a self-governing government agency that was incepted in 2002 to oversee the designing of a modern and regional transport network for the Central Texas area. The authority’s present and future projects are part of a well planned multi-modal transportation structure designed to satisfy the various mobility needs of a fast-growing region.

 

Learn more:

http://www.mystatesman.com/news/opinion/heiligenstein-mopac-project-one-many-mobility-solutions/xMGCtppQvuEzYlFe8FuhSK/

http://www.mobilityauthority.com/about/executive-director.php

Wengie’s Picks for the Top Ten Life Hacks Everyone Should Know

Life hacks are everywhere, there’s one for cloudy head lights, ways to keep razors sharp, and even a few involving beer and soft hair. With the myriad of possibilities to improve the way you live your life, it can be difficult to choose which ones are worth their weight.

 

Youtube star and certified life hacker, Wengie, cuts through the clutter to find life hacks that not only work but are extremely practical as well. I’m looking at you beer and egg hair treatment.

 

So here are a few of Wengie’s favorite life hacks:

 

Shave Your Sweater

 

Is your favorite sweater slowly becoming a mess of lint after every wash? Give it a quick shave. Using a regular razor simply shave off all the excess lint and fuzz to leave your sweater looking almost as good as when you first bought it.

 

Stack Your Stuff

 

If you often find yourself forgetting things as you rush out of your home then this hack is for you. Before you start to get ready just stack your wallet, cell, keys, and anything else you need for the day on top of something you never forget like your bag or purse.

 

Snapshot Your Fridge

 

It can be difficult at times to remember exactly what you needed from the grocery store without writing it down and if the previous hack applied to your life, that list may be even more difficult to keep. So take a photo of the inside your fridge as a quick remedy for buying what you don’t need and forgetting what you do. Don’t forget to work the angles and get all of your fridge’s contents in the pictures.

 

Keyring Slayer

 

Putting a key on your keyring can be a frustrating and nail destroying experience. To make it easier, just use a staple remover to pry open the ring while you slip on the key.

 

 

 

The Outstanding Career of HealthCare Professional Maggie Gill

Maggie Gill is the current Chief Executive Officer and President of Memorial Health Medical Center in Savannah, Georgia. It is a six hundred plus academic medical institute that is serving more than thirty counties of South Carolina and Georgia. Maggie Gill joined the medical center in 2004 as Vice President Finance and Managed Care. In 2005, she was promoted to Chief Operating Officer. Later in 2011, Maggie Gill was made Chief Executive Officer and President of MUMC (Memorial Health Medical Center).

Maggie Gill has a huge responsibility at MUMC. She is responsible for providing leadership to physician leaders, senior vice presidents, and vice presidents. Her direct responsibilities include government relations, facilities management, physician relations, Heart & Vascular Institute, trauma services, financial assistance, Memorial Health University Physicians, corporate communications, perioperative services and neuroscience and orthopedic programs. As Chief Operating Officer, she led initiatives like the construction of facilities, an increase of clinical services and physician led Excellence Centers. Her initiative yielded a financial turnaround of $30 Million in 2006.

Just like her career, Gill’s education was also outstanding. She went to Florida State University in 1982 to study Bachelor’s degree in English Language and Literature. In 1996, she went to Saint Leo University for Masters of Business Administration. She completed her coursework in strategic thinking and management at Wharton School. Maggie Gill’s professional journey began in 1994 when she joined Tenet Healthcare in South Florida as Chief Financial Officer. She received Tenet Outstanding Chief Financial Officer award for consecutive three years, from 2001 to 2003.

During her ten-year career with Tenet, she worked with three hospitals including Coral Gables Hospital in Florida, North Shore Medical Center in Miami and Palmetto General Hospital in Hialeah City, Florida. She is also an Associate Professor at Mercer University. Maggie Gill is associated with different institutes outside her job. She is a member of the Governing Council of American Hospital Association. In 2014, she was appointed to Stabilization Committee for Georgia Rural Health. She is also a member of the Board of Governors, Mercer University. Besides this, she also works on Medicaid expansion as a member of State Medicaid Subcommittee.

In November 2016, Maggie Gill was named one of the “135 Nonprofit Hospital and Health System CEOs to know” by Becker’s Hospital Review. On 22 November 2016, she was also included in the Becker’s list of “130 Women Hospital and Health System Leaders to know”.